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Budgeting tips: What are sinking funds??
Budgeting. The dirty word that nobody wants to talk about, but EVERYBODY wants to excel at innately or learn through some sort of magical osmosis. But then month after month and then year after year we spend our hard earned money and have no clue where it goes. ORRRR we work really hard on our budget, and rock it’s socks off for a month until a holiday or birthday or field trip or soccer uniform pops up and throws a wrench into our perfectly laid plans. AND THEN we deviate from the budget a little…and then a lot…and then we throw the budget out the window and go back to…
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Budgeting When You Are BUSY: Free Spending Tracker
Budgeting…blech. Nobody likes to hear about…think about…or especially DO SOMETHING about their budget. It is like the long lost annoying cousin of our BFF Spendy. We all like Cousin Spendy…but nobody wants to invite Budget Boy to the party…am I right?? Well that was me too. I HATED thinking about my spending. I would just mindlessly swipe until half way through the month and then wonder where all of my money went. Then I would be super frugal for a couple of weeks until I got paid again…and the cycle continued. I HAD NO CLUE where I was spending it, or WHAT I was spending it on. I REALLY enjoyed…
