Last week I talked ALL about SINKING FUNDS and how to plan ahead for upcoming expenses like holidays, back to school etc. BUT what if you DIDN’T plan ahead and now it is nearly October and you do not have cash squirreled away for Christmas?? ORRR what if you still have some debt in the back of your mind that you would like to get a jump on?? Or better yet, what if you just want to add some extra cash to your savings?? Here are a few tips and tricks that will help you squeeze some extra cash out of your already tight budget. ORRR just help you start…